How Your Money Is Insured

November 1^st, Winter Park National Bank will become DFCU Financial, a full-service credit union.* Along with a new name, investment services, and our best-in-class Cash Back program** for loans and deposits, there will be one more update at this time—your funds will be insured by the National Credit Union Administration (NCUA), rather than the Federal Deposit Insurance Corporation (FDIC).

What's the Difference Between FDIC and NCUA?

Not much really. 

The main difference is the FDIC insures your funds in a bank, while the NCUA insures credit union accounts. 

The most important factors in choosing a financial institution are reliability, trust, service, and fulfillment of your financial needs. Since the Winter Park National Bank team you already know and trust is staying at DFCU, your relationship with us won't miss a beat. 

Thank you for your continued trust. To access the most recent information on the merger with DFCU Financial, visit the dedicated Resource Page - Click Here. 

Federally Insured by NCUA

*The completion of the acquisition remains contingent upon the receipt of final state and federal regulatory approvals and the satisfaction or waiver of other customary closing conditions.

**While the DFCU Financial Board of Directors intends to pay Cash Back every year, and has done so since 2007, Cash Back is not guaranteed and will depend on our financial performance and other factors. Annual Cash Back payments are limited to an aggregate of $10,000 for each tax-reported owner. The IRS requires that Cash Back for an IRA be paid to the same IRA account, and that it be open when Cash Back is deposited. Cash Back to Commercial / Business Banking members is subject to additional terms. Anyone who causes DFCU Financial a loss for any reason is not eligible for Cash Back.